Download My new e-book

"What Happens if I Live to be 100?"

Between 1979 and 2002, average life expectancy for men rose by 5.8 years (to 77.2 years), and rose for women by 3.3 years (to 82.1 years). At the rate things are going, it will be a regular occurrence for individuals to live past 100.

From a financial planning perspective, this is a fundamental question. How long are you going to live? Will you outlive your money? What additional healthcare costs will you face? What can you do at 40 or 50, to prepare for this?

These questions and issues are the types of discussions that we have with clients every day through the financial planning process. You would never leave for a long journey without consulting a map. Similarly, you should not venture into your financial future without knowing where you are going and how to get there. A good financial plan will give you the directions for attaining your financial goals, plus the level of security you desire. Whether your goals are simple or complex, financial planning is best not postponed on the assumption that there will be more money in the future. Start now to make the best use of what you have.

Why is professional financial planning important?
Financial planning provides direction and meaning to your financial decisions. It allows you to understand how each financial decision you make affects your finances. For instance, you may focus on paying off your mortgage as soon as possible, but this focus may delay your retirement significantly. At TriDelta Financial Partners we consider each financial decision as part of a whole picture, so you can consider its short- and long-term effects on your life goals. Our job is to ensure that you are in control of your financial future. With a dependable plan in hand you can continue your financial and life journey with the confidence and security of knowing where you are, where you are headed and what resources you will need to reach your destination.

TriDelta Financial Partners offers its clients a comprehensive financial plan that typically addresses all aspects of financial planning including:

  • Initial Financial Position: Net Worth, Cash Flow, Budgeting
  • Asset Protection Strategies / Insurance and Risk Management
  • Debt Reduction Strategies
  • Income Tax Planning
  • Accumulation Planning: Funding for education, vacation or other goals
  • Retirement Planning
  • Estate Planning
  • Investment Planning

Achieving financial independence means taking control of your own financial affairs, rather than delaying, letting things drift, and not being prepared for all life can throw at you. Many opportunities have been missed by those who consider financial matters beyond their control.

You may look for financial planning advice if you:

  • Want to improve your overall financial situation, but do not know where to start.
  • Would like a professional to evaluate or develop your existing financial plan.
  • Need specialized advice about investment strategies, risk management, estate planning, or adapting your savings plan for changing family situations.
  • Have experienced a specific life event, such as a job change, wedding, the birth of a child, retirement or the death of a loved one.
  • Simply do not have time to build your own financial plan.
  • Have multiple goals, such as saving for your children’s education and retirement, and need help balancing those goals.